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    Buying a home

    Details on Federal Mortgage Fee Adjustments

    on May 12, 2023 | By Jamey Dodson
    I have been fielding many questions regarding the newest Federal Housing Finance Agency (FHFA) fee structure and how it affects your borrowing potential. I will try to answer some of the most common questions.
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    Real Estate

    HELOC 101: Is It Right For You?

    on April 14, 2023 | By Jamey Dodson
    A Home Equity Line of Credit (HELOC) is a popular and versatile financing option that allows homeowners to access the equity in their homes as collateral to obtain a line of credit. This credit line can be used for a variety of purposes, including home improvement projects, debt consolidation, and unexpected expenses. In this article, we will explore the basics of HELOCs, how they work, and the benefits of using this type of financing.
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    Real Estate

    Purchasing a Home with Today’s Prices

    on December 30, 2022 | By Jamey Dodson
    To Buy, or Not to Buy, That Is the Question
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    Real Estate

    Buying a Home? Here’s What You Need to Know.

    on March 30, 2022 | By Jamey Dodson
    Owning your own piece of land comes with a whole slew of personal and financial benefits but it’s easy to get held up on the home financing process. Therefore, we recommend that your personal finances are the first step to complete before you start driving around neighborhoods looking at For-Sale signs. That means figuring out how much home you can afford and choosing the right option for your home loan. Read on to learn more about the home mortgage process and what you can do to ensure your journey to home ownership is a smooth one.
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    Retirement

    The 4 Best Places to Retire in Florida

    on January 6, 2022 | By Jamey Dodson
    Year after year, Florida’s population continues to grow. Many people moving to the Sunshine State are retirees relocating for the reason behind the state’s nickname: There are over 230 days of sunshine a year, and even in the coldest months, the average daily temperature is 70 degrees or higher. The temperature rarely gets below 50 degrees.
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    “I feel like my relationship with Wauchula State Bank is a friendship, and I am incredibly loyal to the bank because they have [not only] supported me, but also provided what I feel is the best service.”
    Lauren Canary
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    “I was able to develop a relationship with Charlotte State Bank [& Trust] very quickly, which is something you don’t experience often, especially in a bank. It feels like family. It really does.”
    Ken Smith
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    “Wauchula State Bank made it very easy to do an equity line of credit. I need someone like Mark Delany in my corner ... he made the whole process as enjoyable and flexible as it could be.”
    Paul Schulz
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    “[Charlotte State Bank & Trust takes] care of clients as though they are family members. I think their strength ... is their people. They truly care, they're knowledgeable, and they make you feel like family.”
    The Hayman Family
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