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Official Sweepstakes Rules

Summary of Sweepstakes

Use your VISA® Debit Card from a Crews Banking Corporation Bank* to complete 20 Qualified Purchase Transactions during the month (as defined below), and you will be automatically entered in a drawing to win $500 for that month. A winner will be chosen from each Bank (Charlotte State Bank & Trust, Crews Bank & Trust, Englewood Bank & Trust, and Wauchula State Bank) for each month through September 2021, but you can only win once. NO ACCOUNT, OBLIGATION OR PURCHASE IS REQUIRED TO ENTER OR WIN.

Official Sweepstakes Rules

Sponsor

Crews Banking Corporation is the sponsor of the Sweepstakes. For information relating to the Sweepstakes, please contact the Crews Banking Corporation Marketing Department by mail at:

Marketing Dept.
c/o Crews Banking Corporation
P.O. Box 248
Wauchula, FL 33873-0248

or email marketing@crewsbankcorp.com.

Eligibility

To be eligible, Sweepstakes participants must be natural persons, at least 18 years of age and lawful residents of the United States at the time of entry and comply with these Official Sweepstakes Rules (each an “Eligible Participant”). A current, valid U.S. State ID, U.S. State Driver’s License, U.S. Passport, U.S. Uniformed Services Card, or U.S. Resident Alien/Permanent Resident Card must be presented to claim a prize. Employees, directors and officers of Crews Banking Corporation and its affiliates,* and members of their households are not eligible to enter or win. Each winner will be required to prove his or her eligibility before receiving a prize.

Timing

The Sweepstakes begins at 12:00 a.m. on October 1, 2020 and ends at 11:59 p.m. on September 30, 2021.

How to Enter

NO PURCHASE OR PAYMENT OF ANY KIND IS NECESSARY TO ENTER OR WIN THIS SWEEPSTAKES. There are two methods of entry. An Eligible Participant’s method of entry has no effect on his or her odds of winning. The odds of winning a prize are dependent on the number of entries received. Methods of entry are:

  1. Automatic Entry:  Eligible Participants who are VISA Debit cardholders with checking accounts at a Crews Banking Corporation Bank will be automatically entered in the Sweepstakes for each month if 20 or more Qualified Purchase Transactions are made using the same debit card during that month. A Qualified Purchase Transaction is a signature or personal identification number (PIN) based point-of-sale VISA debit transaction that is finalized/posted to the same account statement during the calendar month. A transaction that is disputed, fraudulent, or in violation of any applicable cardholder agreement(s) is not a Qualified Purchase Transaction and will be disallowed. Transactions split on multiple cards due to card closure and reissue will not be combined to achieve 20 or more Qualified Purchase Transactions.
  2. Mail-in Entry: Any Eligible Participant (including Crews Banking Corporation Bank VISA® Debit cardholders, other Crews Banking Corporation affiliate Bank customers, and noncustomers) may enter the Sweepstakes by submitting a mail in entry. Print your name, email address, mailing address, city, state, zip code, phone number, and the name of the Bank whose contest you would like to enter on a 4x6 card and mail the card to:

Marketing Dept.
c/o Crews Banking Corporation
P.O. Box 248
Wauchula, FL 33873-0248

All entries must be received no later than the last business day of the applicable calendar month. Eligible Participants may submit one entry for each Bank once each month during the Sweepstakes months of October, November and December 2020, and January, February, March, April, May, June, July, August, and September 2021.

Prizes

One $500 prize will be awarded from each Bank (Charlotte State Bank & Trust, Crews Bank & Trust, Englewood Bank & Trust, and Wauchula State Bank) for each month through September 2021.

Determination of Winner and Prize

During the first two weeks of November and December 2020 and January, February, March, April, May, June, July, August, September, and October 2021, a random drawing will be conducted to select the winning entry for the previous month. Sweepstakes winners are responsible for payment of any local, state, or federal taxes assessed on any prize received. Once an Eligible Participant wins, he or she is no longer an Eligible Participant.

Notification of Winner

Each winner will be notified by telephone, mail, or email after each drawing. In the event that the winner submitted his or her entry by making 20 or more Qualified Purchase Transactions, he or she will be notified by email or mail at the address associated with his or her account and, if possible, by telephone. In the event that the winner submitted his or her entry by mail, he or she will be notified by email or mail at the address listed on his or her mail in entry and, if possible, by telephone. If necessary, a second random drawing will be conducted in the event that (i) the Bank is unable to contact the winner; (ii) the winner is unable to establish his or her eligibility; or (iii) the winner declines the prize.

General Conditions

  1. The Sweepstakes is void where prohibited by law. All local, state and federal laws apply.
  2. All entries become property of the Bank.
  3. No substitutions will be made except as authorized by Crews Banking Corporation or its affiliates.*
  4. By entering the Sweepstakes, Eligible Participants agree to abide by and be bound to these Official Sweepstakes Rules and any decisions of Crews Banking Corporation and its affiliates regarding eligibility of participants, determination of winner, or any other matters. Any Sweepstakes rules, explanations, clarifications and subsequent decisions not addressed herein may be made at the sole discretion of Crews Banking Corporation and its affiliates and officers.
  5. By accepting a prize, the winner grants Crews Banking Corporation and its affiliates the right to use his or her name, voice, likeness, photographs and written comments for advertising and trade purposes and agrees to sign any required releases in connection with any promotion or publicity without additional compensation, and in order to be eligible for the award of any prize, each winner will be required to sign an Agreement within ten business days of notification, which will include verification that the winner has followed all Official Sweepstakes Rules.
  6. Each Eligible Participant waives the right to assert a claim for any cost of winning any prize or of participating in the Sweepstakes, for any and all costs of redemption or travel to redeem a prize, and for any liability which might arise from redeeming or seeking to redeem the prize.
  7. Sweepstakes winner(s) must come to a branch of the Bank from which the prize is being awarded to present a valid ID as listed above and to sign any documents required by Crews Banking Corporation and its affiliates before the prize is issued to the winner(s).
  8. If a prize is won by a person ineligible, unqualified, or unauthorized to participate in the Sweepstakes, Crews Banking Corporation and its affiliates reserves, in its sole discretion, the right to award that prize to an alternate winner, subject to these Rules.
  9. Crews Banking Corporation and its affiliates are not responsible for unsuccessful efforts to notify a winner.
  10. Crews Banking Corporation and its affiliates’ officers, directors, agents and employees (collectively “Crews Banking Corporation”) are not responsible for any physical and/or mental injury or any damages or loss as a result of participation in the Sweepstakes. By participating in the Sweepstakes and/or accepting a prize, Eligible Participants release Crews Banking Corporation from any and all liability for any injury, loss or damage resulting from participation in the Sweepstakes and/or acceptance of prize and acknowledge that Crews Banking Corporation has neither made nor is in any manner responsible or liable for any warranty, representation or guarantee, expressed or implied, in fact or in law, relative to any prize.

* Our affiliates include companies with a common ownership with Crews Banking Corporation: Charlotte State Bank & Trust, Crews Bank & Trust, Englewood Bank & Trust, Wauchula State Bank, and Wauchula State Financial Services.

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